CDCP for Seniors: Eligibility & Coverage (2026)

Are seniors eligible for the Canadian Dental Care Plan?

Yes. There's no age limit — seniors qualify on the same terms as everyone: Canadian tax residency, a filed tax return, adjusted family net income under $90,000, and no access to private dental insurance. Coverage includes the services many seniors need, like dentures and exams.

Dernière mise à jour 2026-06-24

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Seniors were among the first groups enrolled

The CDCP rolled out to seniors first, and it's now open to eligible residents of all ages. If you're 65+, the same four requirements apply.

Watch the income test for couples

Eligibility uses adjusted family net income — your and your spouse/partner's combined net income. A modest pension can still keep you under the $90,000 threshold.

Pension coverage caveat

If you have dental coverage through a pension (including a government employer pension), that counts as access to private insurance and would make you ineligible. Coverage through a government social program does not count.

Dentures, exams, cleanings and more are covered — see denture coverage.

Are seniors eligible for the Canadian Dental Care Plan?

Seniors were among the first groups enrolled

Watch the income test for couples

Pension coverage caveat

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