Do you qualify for the Canadian Dental Care Plan?
The government covers dental care for millions of Canadians who earn under $90,000 and don't have private insurance — but their website makes it hard to tell if that's you. We made it simple.
- ✓ Free & anonymous
- ✓ Takes ~60 seconds
- ✓ Then find a dentist near you
First: are you a resident of Canada for tax purposes?
How CDCP Guide works
Check eligibility
Our assistant asks the four questions that actually decide eligibility — residency, tax filing, income band, and insurance access — and gives you a clear yes/no with your co-pay tier.
Understand your benefits
We explain — in plain language — what's covered, what you'll actually pay, and the 'free isn't always free' gotcha the government site buries.
Find a dentist
Eligible or not, we connect you with a dentist near you who's accepting new patients — including ones who bill at the CDCP rate so you avoid surprise charges.
What you'll pay — at a glance
Your co-pay depends on your adjusted family net income. CDCP pays a share of eligible costs:
Start accepting CDCP patients — without the headache
The big corporate groups already cracked CDCP billing. Independent practices are getting left behind. We help you enroll with Sun Life, understand the benefit grid, avoid claim rejections — and get found by the patients we educate every day.
- 1:1 CDCP readiness advisory call
- Done-with-you Sun Life enrollment
- "Accepting new CDCP patients" featured listing
- Billing playbook & yearly grid updates
cdcpbilling.com · fixed-fee advisory & visibility — no per-patient fees.
Talk to us
For dental practices only. We'll reach out within one business day.
Guides & common questions
Plain-language answers to what Canadians actually ask about the CDCP.
Who is eligible for the Canadian Dental Care Plan?
You qualify for the CDCP if all four are true: you're a Canadian resident for tax purposes, you filed last year's tax return, your adjusted family net income is under $90,000, and you don't have access to private dental insurance. The plan is now open to eligible residents of every age.
Read more →EligibilityDo I qualify for the Canadian Dental Care Plan?
You likely qualify if you're a Canadian tax resident, filed last year's taxes, have adjusted family net income under $90,000, and have no access to private dental insurance. The fastest way to know is to run our free 60-second eligibility check.
Read more →EligibilityWhat are the CDCP income limits for 2026?
The CDCP covers people with adjusted family net income under $90,000. Under $70,000, the plan pays 100% of eligible costs; $70,000–$79,999 it pays 60%; $80,000–$89,999 it pays 40%; at $90,000 or more you aren't eligible.
Read more →Coverage & costsWhat does the Canadian Dental Care Plan cover?
The CDCP covers a broad range of oral-health services: preventive care like exams, cleanings and x-rays; restorative care like fillings; root canals; extractions and oral surgery; and prosthodontics like dentures. Some services require preauthorization, and coverage is paid against established fees.
Read more →Coverage & costsDoes the CDCP really cover 100%?
If your adjusted family net income is under $70,000, the CDCP pays 100% of eligible costs — but 'eligible' means the CDCP's established fee, which can be lower than what your dentist charges. So even at the 0% co-pay tier you may owe the difference, plus the cost of any non-covered services.
Read more →Coverage & costsHow much is the CDCP co-pay?
Your co-pay is the share of eligible costs the CDCP doesn't pay: 0% if your adjusted family net income is under $70,000, 40% from $70,000–$79,999, and 60% from $80,000–$89,999. On top of the co-pay, you may owe any amount a dentist charges above the CDCP established fee.
Read more →